We all know the pillars that accompany money talk when we ask about how to grow our money – spend less and save more, or start saving if you haven’t, find an alternative source of income and invest. So why are we still broke? Why are we still living from hand to mouth month after month? Why are we grappling with poverty? This is an interesting question for me seeing as our parents’ generation worked their lives off, and while some have something to show for it, most do not. So what is missing – what is this thing that our parents did, that we are also doing that is preventing us from progressing towards financial independence and gain?